Purchasing a new home
We understand that the process of purchasing a new home can often seem like a daunting one, especially for first time home buyers. Here at Lend Genie we try and make every step of the process as easy and fast as possible. Listed below are the 9 simple steps to complete in order to purchase your new home. Click on each one to get a bit more information.
First, we’ll get you on the phone with one of our licensed loan officers. They’ll ask you some basic questions to find out what you’re looking for. From there, they’ll determine the best path for you to take, whether that’s a pre-qualification, pre-approval, or mortgage application.
Time to get shopping. If you’ve already begun your home search, great. If not, this is the perfect time to get started and find the home that’s right for you. If you need help finding a real estate agent, we can connect you with one of our preferred partners.
Tell us a little more about yourself and what you’re looking for. Then, we’ll collect your property details, run your credit, and verify your income and assets up front so that once your offer is accepted, you’ll be three steps ahead. Investing a little more time up front will save you time throughout the process.
At this point, you’ll review your loan options and choose the best one for you. As always, your loan officer will be just a phone call away if you need help.
We will generate a personalized to-do list of all the remaining documents we’ll need from you. Don’t have everything all at once? No worries. Your dedicated loan officer can help guide you through how to obtain everything you will need.
Sit tight as we perform rigorous checks to ensure you’re getting the best loan possible. Throughout the processing phase, you’ll be notified of your loan activity in real time. We’ll keep you up to date on where your loan is in the process every step of the way.
We will provide with an estimated closing date so you can prepare accordingly.
Congratulations! You’re officially a homeowner. Time to move in and start unpacking. We’re so glad you chose Lend Genie for your home financing needs. But it doesn’t have to end here. If you or anyone you know needs a mortgage lender in the future, you know who to call!